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305-901-9993

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We offer insurance by phone and online with trusted third party insurance companies. Prices vary based on how you buy. Rates for policies sold through agents and brokers are available, and can also be retrieved, through your consulting agent or contacting our office directly

AmTrust North America

Anchor Insurance

Ascendant

Aspen HO6

Bankers Insurance Group

Bristol West Personal Auto

Capitol Preferred Ins

Centauri Specialty Insurance

Chartis

Chubb

Citizens

Cypress Property & Casualty

Elements Property Insurance Co

Federated National Insurance

FEMA

Fidelity Flood

Florida Peninsula


AUTO, HOMEOWNERS, FLOOD & YACHT CLAIMS CARRIER CONTACT INFO

We're Here To Handle Claims

From Start To Finish.

Option 1 Insurance Agency © All Rights Reserved.

1-800-274-7865 

1-866-667-9739 Opt.1

1-800-468-3466 

305-554-0353 Opt.4 

1-800-922-4050 Opt.5 

1-800-243-5860 

1-800-243-5860

1-800-787-5677 

1-800-243-5860 

1-855-620-9978 Opt. 6 

1-800-925-4839  

1-866-324-3138 

1-800-334-1661 

786-216 1200 

1-800-931-9546 

1-866-351-2548

020 7621 8317 

Damaged Property?

Foremost Auto

Foremost Flood

GMAC Auto

Granada Insurance

Hagerty Auto

Hartford Auto

Hartford Casualty

Hartford Flood

Hartford Homeowners

Heritage Homeowners Insurance

Hiscox

Homeowners Choice

Infinity Auto

Ironshore Specialty Insurance Co.

Lexington

Mapfre Auto

Marine Insurance Co.

Mercury Auto

Met Life Auto

Monarch National

Mount Beacon Insurance Co

National Fire & Marine

National Indemnity Company

National Liability & Fire Insurance 

New Hampshire Insurance Co

NFIP

Ocean Harbor

Old Dominion Flood

Olympus Insurance

Orchid Underwriters Agency Inc

Prepared Flood

Prepared Homeowners

Progressive American Insurance 

QBE Specialty Insurance

 WHAT TO DO IN CASE OF A CLAIM?


F.A.Q.S

Rockhill Insurance Company

Safe Point Insurance

Service Insurance Company

Southern Fidelity Property & Casualty

St Johns

Star Casualty

Tower Hill

Travelers

UAIC (United Automobile Insurance Company)

United Property & Casualty

Universal Property & Casualty

USLI

Windhaven

Wright National Insurance Company

Yachtinsure

1-866-272-9267 

941-365-5588 

305-820-4360 Ext. 2 

1-855-397-3295  

1-800-627-0000

1-800-274-7865 

1-800-521-2742 

1-866-318-4113

1-800-551-0824

1- 800-252-4670  

1-866-411-2742 

1-877-560-5224  

1-866-709-8749 

1-800-293-2532 Ext.3246 

1-800-767-4341 

1- 800-725-9472 

1-866-549-9672   

CLAIMS

Notice of Property Loss

1-800-503-3724

1-800-854-6011

1-800-293-2532

972-543-4743

1-800-356-5750

1-800-356-5750

1-800-356-5750

212-770-7000

1-800-767-4341

954-587-2299  Ext. 203

540-248-4000

1-866-281-2242

772-226-5546 Ext.606

1-877-313-1824

1-877-313-1824

1-800-274-4499

1-844-QBE-CLAIMS

​​Q: My house has been damaged. What steps should I take?


Document the damage with photos
To prevent further damage, you may need to make temporary repairs to your home.

Before you make any changes or remove any damaged contents from your home, you should take photos. Your adjuster will need these photos to document your claim properly.Make sure you document serial numbers, model numbers of electronics. It is also recommended that you photograph each room from multiple angles prior to a storm event.

Prevent further damage
If safety and common sense allows, take necessary steps to prevent further property damage by making temporary repairs wherever possible.

If necessary, remove wet carpet from your home to prevent mold. Make sure to provide at least a 2'x 2' sample of the carpet and pad to your claim adjuster.Your claim adjuster will estimate the damage to your house, but sometimes it's necessary to have an engineer or repair-experienced contractor also inspect for damage. Feel free to obtain your own contractor's estimate.

Keep your receipts
Request and copy original receipts for all purchases or services needed to make temporary or emergency repairs.
Save receipts for your additional living expenses.
Save the copies for your personal records and give the original receipts to your adjuster.


Q: How to deal with damage to your car?


If you've had an accident that caused damage to your vehicle and you have collision coverage, don't worry.
OPTION 1 Insurance will help get you back on the road quickly and safely.

If your car is damaged in an accident:
• Get yourself and your vehicle to a safe location (the shoulder of the road, a well-lit area). 
• Exchange insurance information with any other drivers involved. Do not admit guilt of  fault with anyone
• Call the police for assistance. Make sure you obtain a report or report number  from the responding officer 
• Know where your vehicle will be towed, if you were unable to drive it yourself.
• Once you and your vehicle are safe, call your carrier to report the accident to us by going to our website 

Get a Vehicle Damage Estimate 
The first step in getting an estimate is to call us at
305-901-9993 to report the claim. The next step depends on whether or not your car is safe to drive. If you are in doubt then don't drive the car. ​

contact:

For Quotes:

1-614-917-5938 

1-855-CLAIM15 

1-800-759-8656



1-866-874-7342 

1-877-748-2059 

1-877-STAR-210 

1-800-342-3407 

1-800-252-4633 



305-940-7299 

1-888-256-3378 

1-800-425-9113 

1-800-523-5545

1-866-595-4080 



1-800-725-9472 

44 20 7469 6190

Notice of Auto Loss

305-901-9993

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