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Your condominium association may cover the outer structure and common areas of your condominium, but what about the interior? Remember that your condominium association's insurance policy does not cover your personal property in your condo, or upgrades that you make to it.

 If you’re counting on your condominium association’s insurance policy to cover your unit, you may have a risky gap in coverage. Protect your personal belongings and your assets by purchasing a condominium insurance policy.

Personal Lines



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Acondominium insurance policy can provide coverage for:

Personal Possessions-Your appliances, dishes, electronics, clothing and any other valuables are protected. Use a Home
Inventory Checklist to itemize your personal belongings.

Dwelling-Provides protection for the additions or alterations to your unit, and fixtures not covered by the condo association's policy. For example: flooring and wallpaper.

Liability-Your condominium policy may protect your assets from liability claims if someone is injured on your property or if you (or a family member) are accused of injury or damage to others.

Additional Living Expenses-If a loss occurs, your policy may cover temporary living expenses while you’re waiting for your home to be repaired. This may include shelter, food and relocation costs.

Additional Coverage-Ask your agent about covering unique or valuable items, like fine art or jewelry, by adding an
endorsement to your policy.

Medical Payments-Provides protection to someone not living at your residence if they are injured on your property.

We offer insurance by phone and online with trusted third party insurance companies. Prices vary based on how you buy. Rates for policies sold through agents and brokers are available, and can also be retrieved, through your consulting agent or contacting our office directly



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Now you can make sure your home, family and belongings are fully protected.

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Get a free quote!
Get an insurance quote from Option 1 Insurance Agency. Offering the best insurance at incredible prices.