The size and scope of your business or organization will dictate the type and amount of liability insurance you need. Most Florida employers


need to carry at least minimum workers compensation insurance to protect employees and your company in the event of on-the-job injuries. Other available liability coverage includes:

Employment Practices Liability Insurance (EPLI) to protect employers against employment-related claims not associated with on-the-job injury

Errors and Omissions Insurance, also called professional liability insurance, to protect licensed or certified professionals in the event that a

mistake causes damage to a client or third party

Directors and Officers Insurance (D&O) to protect the board, officers, and others in governing or executive positions at an organization in the event of negligent acts, omissions, misleading statements, or unethical actions.

You can request your free online quote today by filling out our simple questionnaire. To learn more or to schedule a consultation with one of our insurance professionals,call our local office during business hours.


We look forward to helping you protect your business so you can get back to

doing what you love.

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Other Liability Insurance



We offer insurance by phone and online with trusted third party insurance companies. Prices vary based on how you buy. Rates for policies sold through agents and brokers are available, and can also be retrieved, through your consulting agent or contacting our office directly

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305-901-9993

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Get an insurance quote from Option 1 Insurance Agency. Offering the best insurance at incredible prices.
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305-901-9993

General Liability Insurance



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Get a free quote!
Get an insurance quote from Option 1 Insurance Agency. Offering the best insurance at incredible prices.
305-901-9993

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Whether you operate a small business out of your Florida home or employ hundreds of workers at your Florida-based business, you need general liability coverage. This basic liability policy covers common risks of day-to-day operations. Small businesses may be able to combine this coverage with business property insurance in a business owners policy (BOP). Depending on your industry, 

Option 1  Insurance Agency  may even have specialized general liability packages that can be customized for your business.

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As a business owner, you can’t afford to spend long days in court or precious resources fighting lawsuits and other claims. Naturally, you do your best to provide good service and a positive work environment. Unfortunately, that isn’t always enough. Although liability insurance can’t keep others from bringing a claim against your company, it can help to minimize the damage done by those claims. Option 1 Insurance Agency,  can help you protect your company with the right liability policies.