Get the discounts you deserve and more! Call us at 1-305-901-9993  and learn which insurance discounts apply to your situation.

Tow Truck Insurance-
Coverages to meet your tow truck business' needs.

Dump Truck Insurance-
Heavy duty insurance for your dump truck.

Van Insurance-
Complete insurance protection for commercial vans.

Business Auto Insurance-
Customized insurance for your small business vehicle.

Truck Insurance-
Truck insurance to protect you on the road.




305-901-9993

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We offer insurance by phone and online with trusted third party insurance companies. Prices vary based on how you buy. Rates for policies sold through agents and brokers are available, and can also be retrieved, through your consulting agent or contacting our office directly

Coverages for your vehicle:

UNINSURED/UNDERINSURED BODILY INJURY
For: At-fault repairs & medical care


Bodily Injury and Property Damage Liability coverage protects you if you cause an accident; we pay for the other driver’s medical bills (passengers’ bills, too) and any damage. We even cover legal fees if you’re sued (rare, but it happens).

LIABILITY
For: At-fault repairs & medical care


Bodily Injury and Property Damage Liability coverage protects you if you cause an accident; we pay for the other driver’s medical bills (passengers’ bills, too) and any damage. We even cover legal fees if you’re sued (rare, but it happens).

COMPREHENSIVE
For: Any other repairs


Comprehensive coverage protects you if your car is damaged by something other than a collision, such as fire, vandalism, hail or flood; we pay for repairs (after you pay the deductible). We also cover damage caused by hitting an animal and theft (if your car gets stolen).



Big discounts for paid-in-full, prior coverage, general liability, multi ­vehicles, prior business experience, and more! Multiple coverage and payment options, including recurring card payments. Flexibility for drivers with "less than perfect" driving records.


Available automatic coverage for eligible new hire employees that drive company vehicles. Trailer insurance options for a variety of trailer types. 


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Great Rates, Discounts and with Flexible Payments

Get a free quote!
Get an insurance quote from Option 1 Insurance Agency. Offering the best insurance at incredible prices.
305-901-9993


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Get a free quote!
Get an insurance quote from Option 1 Insurance Agency. Offering the best insurance at incredible prices.
305-901-9993

Pickup Truck Insurance-
Pickup truck insurance that won't cut into your budget.

Box Truck Insurance-
Insurance for box trucks and straight trucks.

MEDICAL PAYMENTS
For: Any post-accident medical care


This protects you if you’re in an accident; we pay for any medical care you and your passengers receive. We also cover medical care if you get hit by a car while you’re walking or riding a bicycle. In some states, you might also get Personal Injury Protection—it protects you the same way.

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COLLISION
For: Any post-accident repairs


Collision coverage protects you if you get hit by, or hit, another vehicle; we pay for your car repairs. You choose a

deductible and pay this portion to the repair shop after an accident, and we pay the rest of the bill.

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Personal Lines

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UNINSURED MOTORIST PROPERTY DAMAGE
For: Unpaid not-at-fault damage


Uninsured Motorist Property Damage coverage protects you if you're in an accident caused by a driver who doesn't have insurance; we pay to repair damage to your vehicle (after you pay the deductible).

Commercial Auto Insurance Coverage

From basic to full coverage Commercial auto insurance policies


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